Money 

Money  

How much money should I bring?  

  • We all have different spending habits, so consider that when planning and budgeting your trip.
  • On an accommodated tour where fewer meals are included you will need more spending money than on a camping tour where most meals are included.  
  • There are many opportunities on all the tours to buy souvenirs – you might want to spoil yourself with some unique memorabilia.
  • Drinking water is not included in the tour so you will need to budget for water. Water is drinkable from taps in South Africa and Namibia but for other countries, it is recommended to buy bottled water. A litre of water cost about 1 USD in most countries. 
  • You might become peckish on the long driving days and there will be plenty opportunity to stock up on local snacks. 
  • Many activities are included in your tour price. There are numerous opportunities though to do optional activities that suit your personality and lifestyle – anything from cultural experiences to sky-diving. You will be able to pay with credit card at most of the big activity suppliers but keep in mind that some might add a small percentage surcharge. 
  • Activity guides such as the polersin the Okavango Delta, game drive guides etc. will be grateful fora tip as a token of your appreciation. Tipping and the amounts remain a personal choice and you will beunder no pressure at all to tip but your adventure crew will advise the group accordingly. 
  • In restaurants, the recommended percentage to tip is 10% of your meal price.
  • If you are on a camping trip you might want to spoil yourself here and there and upgrade to the comfort of a room, available at some campsites. Upgrades vary but may cost an average of about 30 USD pp.
  • Most African countries offer an E-visa facility but if you plan to buy visas at the port of entry (only possible at Zambia, Zimbabwe, Tanzania and Malawi) then you need to budget for this. For most nationalities the fees are US$50 for Tanzania and Zambia, US$75 for Malawi, Zimbabwe varies from US$30 to US$80. These visas can ONLY be paid in USD. No local currency will be accepted. 
  • It is best to stock up on cash on arrival at the airport.  ATM’s are mostly accessible for easy cash with drawals, but there might be times when we enter rural areas with no facilities or there might be incredibly long queues on pay days.  Your adventure crew will advise accordingly.   
  • Consider taking more money rather than less, as you don’t want to spoil your trip by constantly feeling short of funds. Emergencies are rare, but it’s still a good idea is to have an emergency fund available, kept separate from the rest of your funds.  We suggest a minimum of $150 USD. 

  How should I keep my money safe?  

  • On the Premium Accommodated Adventure Tour,you have access to a personal safe on the vehicle whilst on tour. 
  • On the Premium Camping Adventure Tour, you have access to a communal safe.It is, however, your responsibility to keep your money safe at all time.  Africa4us will not be held liable for any loss.  

What forms of payment should I bring?  

  • A combination of foreign currency and debit/credit cards for cash advances is best. 
  • Please do not bring Traveller cheques to Africa, as they are not readily accepted. 
  • Visa/Plus/Maestro/chip debit cards are accepted by most places, while MasterCard/Cirrus cards might not work everywhere.  
  • We highly recommend that if you hold a MasterCard, you obtain a prepaid Visa Travel Card prior to departure and travel with both. This could also be useful should something unforeseen happen to one of your cards during your travels. Your adventure crew will advise you on payment options. 

What currency is accepted?  

  • All countries have their own currency that can be obtained locally by foreign exchange or ATM withdrawals if available. 
  • Your adventure crew will inform you where you can exchange money throughout the tour. Occasional power outages are common all over Africa, so you might not be able to withdraw cash at ATM’s along the way and it is best to withdraw money at the main centres or airports.
  • The easiest foreign currency to exchange for any of the local currencies isthe US Dollar, British Pound and Euro. Please note that US notes should not be older than the year 2006 and should not have any markings on it.  A mix of big and small notes will work well. To exchange money, you get a better rate for bigger notes in East Africa but if you want to buy something small and pay in a foreign currency then smaller notes will work best as change might not be always available. Currency exchange rates fluctuate daily so it is best to follow websites, such as www.oanda.com for current exchange rates. 
  • If you plan to buy your visas at borders, you will need to have cash in US Dollars. 
  • Currencies for different countries:
  • Botswana: Pula (BWP)
  • Kenya: Kenyan Shilling (KES)  
  • Lesotho: Lesotho Loti (LSL).  South African Rand is accepted. 
  • Malawi: Malawi Kwacha (MWK) 
  • Namibia: Namibian Dollar (NAD). Equivalent to the South African Rand (ZAR). 
  • South Africa: South African Rand (ZAR). Accepted in Namibia.
  • Swaziland: Lilangeni (SZL)  South African Rand is accepted.
  • Tanzania & Zanzibar: Tanzanian Shilling (TZS) 
  • Zambia: Zambian Kwacha (ZMW) 
  • Zimbabwe: US Dollar (USD).

 Do I need to tip?  

  • Tipping is an expected and common practice all over Africa, but it remains a personal choice to tip or not.  
  • Tipping remains a way of expressing your appreciation to the people who assisted you on tour, including your adventure crew. 
  • When tipping, we suggest that the whole group plan together on how and when tips will be handed over.  To ensure anonymity all tips can be placed in an envelope and handed to the particular person(s) as a gift. This method allows for a friendly and appreciative interaction between the group and adventure crew or local guides. We suggest tipping US$3-5 per person per crew member or local guide per day.  
  • The accepted guideline for tipping waiters is 10 % of the total value of your meal.

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